Travel Agents/Tour Operators Professional Liability (E&O)
 
Four Liability Coverage Parts with worldwide protection for Travel Agencies, Tour Operators, and Meeting Planners:
Bodily Injury & Property Damage Liability, including certain Non-Owned and Hired Aircraft and Watercraft
Non-Owned and Hired Auto Liability
Professional Liability (Errors & Omissions)
Personal Injury Liability
Features:
Worldwide, Occurrence Form
Defense in addition to the limit of liability
Limits up to $5,000,000/$5,000,000 aggregate for qualifying companies
Flexible Deductible Options
Tour Guides, Tour Escorts as Persons Insured
Certain Independent Contractors (individuals only) as Persons Insured 
Host Liquor Liability (except student operators)
Fire Legal Liability - $50,000 limit 
Enhancements:
Extended Liability Endorsement for contractual liability and premises medical
Additional Insureds
Prior Acts for qualifying companies
Travel Supplier Bankruptcy Legal Liability
Significant Exclusions:
Owned Auto, Watercraft & Aircraft
Bus company operations, other than tour operators
Pricing errors
Mis-quotes
Unauthorized credit card transactions
Sale of insurance
Employee-related claims
Sexual misconduct
Consumer fraud, consumer privacy
Trademark/Copyright infringement
Sexual misconduct
 

Disclaimer Note:
All Coverage is subject to underwriting according to each particular applicant's operations. Coverage availability may also vary by state, province or country. Only an actual policy describes complete terms and conditions. This general overview is a description of what may be available for qualifying retail travel agency applicants within the 50 United States and NO REPRESENTATION IS MADE AS TO WHAT WOULD OR WOULD NOT BE COVERED ON A PARTICULAR COMPANY'S POLICY. Please contact our office for further information on appropriate coverage AND REFER TO AN ACTUAL POLICY FORM FOR COMPLETE TERMS, CONDITIONS AND EXCLUSIONS.