Special Event Insurance
 
Special Event Liability
A special event is defined as an event, such as fairs, weddings, festivals, carnivals, exhibitions, fund raising dinners, business meetings or other events of short duration, usually lasting ten days or less. Other types of special event insurance would include Event Cancellation, and Prize Indemnification insurance.
The special event organizer will most likely be required to provide proof of liability insurance to the facility/venue where the special event will be held. In addition to providing a Certificate of Insurance to the facility/venue, you may also be required to add the facility/venue as an insured. This is known as adding the facility/venue as an Additional Insured to this liability policy in order to hold your special event on their premises.
Coverage is available for over 200 types of events (excluding Stunts, Pyrotechnics, Aircrafts, Hazardous Activities, Car Races, Precision Driving, Mechanical Devices, Private Armed Security Guards, Film Production, Rap/Hip-Hop music, Rock/Metal music, Rides, Water Events, or events outside the U.S.). State limitations apply.
Event Cancellation
Event Cancellation can be purchased to protect event expenses or revenue against cancellation or abandonment caused by reasons beyond your control.
Event Cancellation provides coverage for many perils, including:
Weather (if policy purchased 7 days in advance) 
Earthquake, Flood, Tsunami
Terrorist act resulting in damage to the venue
Venues deemed unusable
Various other perils
To be eligible for Event Cancellation, the event must:
Be less than 90 days in duration;
Have a budget less than $250,000;
Take place anywhere in the United States , its territories and possessions.